We were introduced to a growing local plumbing and heating business by their accountant, who recognised that the company was experiencing the kind of challenges that often come with expansion.

Like many successful businesses, increased demand had created pressure on cashflow. With projects moving forward and opportunities continuing to grow, the directors required additional working capital to support day-to-day operations and maintain momentum.

After reviewing their requirements, we arranged a £20,000 unsecured business loan through one of our trusted funding partners. A key advantage of this lender was their manual underwriting approach, allowing the business’s circumstances and future prospects to be assessed on their merits rather than relying solely on automated decision-making.

Although the facility was unsecured, director personal guarantees were required. The loan was structured over 48 months, providing affordable monthly repayments while also offering the flexibility to make overpayments or settle the balance early should cashflow allow.

This case is a great example of the value that local professional relationships can bring. By working closely with the client’s accountant, we were able to understand the business’s needs, identify a suitable funding solution, and secure the support required to help the business continue its growth journey.

Whether you’ve been referred by your accountant, solicitor, or another trusted adviser, we’re here to help. We work with a wide panel of lenders to find funding solutions tailored to your business needs, from cashflow support and growth funding to equipment finance and commercial lending.

If your business needs funding or you’d like to explore your options, get in touch today for a no-obligation discussion.