Lease Purchase Loan - Wise Business Finance

EQUIPMENT FINANCE

Lease Purchase

Similar to a Hire Purchase agreement, but gives you lower monthly repayments. The main difference is you have a lump sum final payment due at the end of the agreement.

How does Lease Purchase work?

Lease Purchase allows you to spread the cost of acquiring vehicles, plant and machinery all while using it in your business. Typically, you will pay a deposit at the beginning, followed by regular payments that suit your businesses cashflow. At the end of the loan term, you will need to make a final lump sum ‘balloon’ payment whereupon you will take ownership of the asset.

Why choose Lease Purchase?

Perfect for high value assets or luxury vehicles if you’re looking for lower monthly repayments.

Frees up your cash flow with lower monthly payments.

Retain ownership of the asset following final lump sum payment at the end of the agreement.

Appearing on your balance sheet, you’ll be able to deduct tax against the asset.

We are NOT a Bank, so we can almost always find a solution/lender to fit.

We can assist start-ups, growth businesses and those that might be in turnaround.

Oxygen Business Finance are specialist asset finance brokers and have negotiated hire purchase agreements for business owners and professionals across the UK.

Our Lease Purchase scheme applies to almost any asset and with access to over 40 lenders in the market, we can guarantee you some great deals.

Confidence that we are professionally regulated.

Members of the National Association of Commercial Finance Brokers and Authorised and Regulated by the Financial Conduct Authority for Credit Broking.

Using our wide network of lenders, Oxygen Business Finance arranges Finance Leases for many UK businesses and individuals on a huge variety of assets, from plant machinery to new sports cars.

We support start-ups and growing businesses – and we can put together creative finance packages for struggling businesses and individuals with a poor credit history.