We’re proud to have supported a long-standing client of over 10 years who continues to grow and evolve their business in challenging times.

The client, who operates a well-established roofing business, came to us with a funding request to support the purchase of three pre-registered BYD vehicles; two hybrids and one fully electric. For context, BYD (Build Your Dreams) is a leading global manufacturer of electric and hybrid vehicles, renowned for their innovation in sustainable transport and rapidly growing presence in the UK and European markets.

While the client has a long standing relationship with us, their previous business unfortunately failed a couple of years ago, which can naturally make access to finance more complex due to perceived risk.

However, we worked closely with one of our trusted funding partners, an asset finance lender known for its pragmatic approach and willingness to understand the full picture. After reviewing the client’s current trading position and background assets, including the owner’s property holdings, the lender felt reassured and open to supporting the transaction.

To give both parties additional comfort, the lender even arranged an in-person meeting with the client, something that really helped build trust and move the process forward.

We were able to secure a 48-month finance agreement, with personal guarantees from the directors. The client contributed a deposit covering all VAT and 10% of the net cost of the vehicles. While borrowing costs were slightly higher due to the historical business failure, the terms remained fair and accessible, giving the client the tools they need to modernise their fleet and continue growing their business.

This case highlights what’s possible when experienced funders and brokers work together to find practical solutions, even in more complex situations.

If you or your clients need funding support and value a relationship-led approach, we’re always happy to help.